Financing
Flexible Financing
for Your Next Project
Bring your home improvement plans within reach. Cumberland Supply has partnered with HFS Financial to help homeowners explore flexible options for eligible projects.
You’ll continue to HFS Financial, an independent third-party website. Checking your options uses a soft credit inquiry and will not affect your credit score.
Financing Designed Around Your Project
Through HFS Financial, qualified homeowners may have access to:
- Loan amounts from $1,000 to $450,000
- Fixed-rate options as low as 7.8%
- Terms from 1 to 30 years
- No home equity or appraisal required
- No prepayment penalties
- A soft credit inquiry to explore available options
- Funds disbursed directly to the borrower
Available rates, amounts and terms depend on the participating lender and the applicant’s qualifications.
How It Works
1. Explore Your Options
Complete a short inquiry through HFS Financial. The initial soft credit inquiry will not affect your credit score.
2. Review Available Offers
3. Complete Verification
If you decide to continue, securely provide any documentation requested by HFS Financial or the participating lender.
4. Receive Your Funds
See How HFS Financing Works
Watch this short video to learn more about the HFS financing process and what to expect when exploring your options.
Frequently Asked Questions
Will checking my options affect my credit score?
No. HFS Financial uses a soft credit inquiry when you initially check your options. This does not affect your credit score.
Is Cumberland Supply the Lender?
No. Cumberland Supply is not a lender and does not make credit, eligibility or approval decisions. Financing options are offered by unaffiliated third-party lenders through HFS Financial.
Am I guaranteed to qualify?
No. Approval, rates, loan amounts and repayment terms depend on the participating lender, the applicant’s qualifications and other applicable requirements.
Where will I submit my information?
Your inquiry will be completed on the secure HFS Financial website. Cumberland Supply does not collect or process the financial information you submit to HFS Financial.
Are there prepayment penalties?
HFS Financial states that the loan programs presented through its platform do not have prepayment penalties. Your final loan documents will contain the specific terms that apply to your loan.
Ready to Explore your Financing Options?
Take the next step toward completing your home improvement project. Checking your available options is quick, and the initial inquiry will not affect your credit score.
This link opens the HFS Financial website in a new tab.
Financing options are provided by unaffiliated third-party lenders through HFS Financial. Cumberland Supply LLC is not a lender and does not determine eligibility, approval, rates or loan terms. Available programs, rates, loan amounts and terms are subject to lender requirements and may change without notice. Not all applicants will qualify. Please review all disclosures and loan documents provided by HFS Financial and the participating lender before accepting an offer.
